AUSTRALIA’S EV INSURANCE SPECIALIST
Get Dedicated EV Insurance
Currently available for Tesla.
Owning an EV is a unique ownership experience.
EV insurance should be too.
NOW AVAILABLE
EV Insurance for Tesla done smart.
KOBA puts you in control with tech-based insurance. Sync your Tesla to our app for a smarter digital insurance experience.
We currently only offer coverage for Tesla, but stay-tuned as we continue to connect to more EV brands.
GET CONNECTED
Smart tech means smart insurance
Get insurance that’s designed for your EV.
Including EV-certified repairers, Charging equipment cover, Stolen car locator and Discounts for lower KM.
What’s more? Log into our app to check your EV battery info, access your Tesla information for a faster claims process and monitor your battery and tyre pressure, as standard.
Because we believe new generation vehicles deserve a new type of comprehensive insurance.
TELL ME MORE
What makes us EV Specialists?
“I switched because my last general insurer would have taken months to repair my Tesla. With KOBA, I know I’ll be getting an EV repairer every time.”
Simon
WITH CONSUMER DEMAND CHANGING, WHY ISN’T INSURANCE?
How does KOBA EV Insurance for Tesla work?
With telematics at the heart, our insurance is smart enough to know how much you’re using your car. Spread the cost of your insurance by paying an upfront fixed cost and from a few cents per KM you drive each month.
Our Capped Price promise means if you occasionally drive over 400 KM/day or 3,000KM/month, the rest of the KM that day, or billing month are on us!^.
What’s more? Enjoy EV-centric features` such as: Quality repairs with a lifetime guarantee, Tesla-certified repairers in our network, Charging equipment cover, New car replacement and options for EV car hire and Choice of Repairer.
Native Tesla connection
EV Car Hire After Theft
New Car Replacement within 24 months of registration
Tesla certified repairers in our network
Charging equipment Cover
EV Car Hire after a not-at-fault accident
Native Tesla connection
Tesla certified repairers in
our network
EV Car Hire after theft
Charging equipment Cover
New Car Replacement within first 24 months of registration
EV car hire after a not at fault accident
Optional extras to choose from`
Choice of repairer
Hire car after any incident
Excess-free glass
“Super smooth onboarding and great to have
an EV specific product”
5-star Trustpilot review
HOW DO YOU USE YOUR TESLA?
Choose from the options below to see if our current EV insurance might be right for you.
A. DAILY TRIPS/OCCASIONAL USE
(<25,000KM / year)
Perfect! Our newly launched EV
insurance could be a good fit for you.
Start a quote today.
B. LONGER DRIVES OFTEN
(>25,000KM / year)
Our EV Insurance has a pay-per-KM feature, so our product is ideal for Tesla owners who drive <25,000KM / year.
Stay tuned as we add new features.
C. DIFFERENT EV FOR ME
(not into Teslas)
Our EV Insurance currently only covers Tesla as we connect to vehicle data.
Register to help decide which EV brand to natively connect to next.
How does KOBA connect to Tesla?
KOBA connects your Tesla’s onboard computer to our app. Once you’ve joined, the next step is to connect your car’s vehicle information. This is a simple 2-step process:
Provide your VIN
This is unique to your Tesla, and is also known as your vehicle identification number.
Grant access to your vehicle.
Once you’ve shared your VIN, we generate a secure link for you to log separately into your official Tesla account to give permission to Tesla’s data sharing agreement and grant vehicle data access to KOBA, automatically connecting our insurance to your car.
How to join EV Insurance
1 Sign up
Get comprehensive, connected EV insurance`. Currently available for Tesla.
2 Grant access
Log into your official Tesla account to grant vehicle access to KOBA, automatically connecting your EV insurance to your car.
3 Connect and Download
Download our app once connected to monitor your car’s connectivity and see EV features, trips, costs and policy docs in one place.
4 Get in and Go
KOBA has you covered from your policy start date.
EV INSURANCE BY EV DRIVERS, FOR EV DRIVERS
What’s included in my coverage?
This product is a summary of our Electric Vehicle Insurance. Terms, conditions, limits and exclusions apply. Please read the full PDS & FSG for details.
Get comprehensive cover that’s designed specifically for Electric Vehicles. Get coverage for your car and damage you might cause to other people’s property. Spread the cost of your insurance by paying an upfront fixed cost and from a few cents per kilometre you drive.
Cost of repairing or replacing your car should loss or damage occur due to an incident such as collision, theft, vandalism, storm, hail, flood or fire for example.
Up to $20m legal liability cover for damage your car might cause to other people’s vehicles or property.
A lifetime guarantee on repairs that we authorise under a claim for as long as you own the car.
If your car is written off in the first 24 months of its registration and has less than 50,000KM on the odometer, we’ll replace it with a new one.
Reasonable costs of towing and storage following an incident we cover.
We’ll reimburse costs for the daily cost for a small or mid-size EV hire car for a Not At Fault claim, up to $85 per day for a maximum of 14 days.
If an Incident causes accidental loss or damage to Your Car, and the same incident causes accidental loss or damage to charging cables, wall boxes and adaptors installed at your home for the purpose of charging Your Car, we will pay to repair or replace these items. Up to $2500 in total.
You can choose an Agreed value for your car so you always know what your car is covered for.
You don’t need to list all of your car’s accessories and options with KOBA. They’re covered as part of your car. Please note there are some modifications that we do not cover and we’ll let you know about these when you get a quote or buy a policy.
We pay for damage to baby seats as a result of a claim up to $500 per item and a maximum of $1,000 in total.
Up to $500 for your accommodation and emergency travel if you are more than 200 kilometres from home and Your Car cannot be driven.
If we agree your claim is for a Not At Fault Incident, we will arrange and pay the daily cost for a small or mid-size EV hire car.
Choice of Repairer
If you purchase this option, you may choose any licenced EV repairer of your choice, which may also be a repairer from our preferred repairer network.
Hire car or Alternative transport
If Your Car is being repaired or recovered as a result of a claim, we’ll reimburse you for the daily cost of a small or mid-size EV hire car or reimburse you for the costs of any alternative transport during that time up to $85 a day for a maximum of 21 days.
Excess-free Glass cover
You won’t pay an Excess if you make a claim for damage that only affects your windscreen, sunroof or window glass and no other parts of Your Car. This Excess-free benefit does not cover damage to an all-glass roof.
If your car has an all-glass roof, we cover damage to that part of the car under our base cover and excesses are applicable.
FAQs
KOBA puts you in control with tech-based insurance. With your permission, we connect your Tesla’s onboard computer to our app for a smarter digital experience, including trip tracking, proactive car care monitoring and connected services.
Once you sign up, the next step is to connect your car’s vehicle information. We call this activating your policy.
This is a simple 2-step process.
1. Let us know your VIN:
The VIN, also known as Vehicle Identification Number, is unique to your car so we sync to the correct vehicle.
2. Grant access to your vehicle:
Once you’ve shared your VIN, we generate a secure link for you to log separately into your official Tesla account. From there, you must consent to Tesla’s data sharing agreement and grant vehicle data access to KOBA, automatically connecting our insurance to your car. To do this, you must be the primary account holder for the insured vehicle.
You can find the VIN at the following locations on your Tesla:
- On the touchscreen, touch
- Check the stamped plate located at the top of the dashboard. This can be seen by looking through the windshield.
- Once logged in, you will be directed to an “Allow Native Connect access” page
- Select 3 checkboxes: – Profile information
- Confirm your sharing preferences and close
- Once shared, your data will be accessible to KOBA.
– Vehicle information
– Vehicle charging management
Want to learn more? Check out our Help Centre.
Interested in connected EV insurance but don’t own a Tesla?
Leave your details below to stay in touch as we connect to other EV brands.
HAVE YOUR SAY ON OUR PRODUCT ROADMAP
At KOBA, we believe EVs deserve a dedicated EV insurance product.
As an insurtech with telematics at the heart, KOBA has been working closely with the EV community to build a product to meet the needs of EV drivers.
Check out the current product roadmap as voted by you. And, if you have an idea or feedback, reach-out.
Let’s continue to build this product…together.
App features
Trip Tracking, Battery monitoring, Battery health checks
Notifications
Usage reports, Resale
Insurance
Onboarding new EV brands, Long-range insurance
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